Is my financial data secure on your platform?
Absolutely. We use bank-level 256-bit AES encryption to protect your data in transit and at rest. We do not store your bank login credentials, and our platform is read-only, meaning no transactions can ever be made. Your privacy and security are our highest priorities, and we adhere to the strictest industry standards to ensure your information is always safe and confidential. We will never sell your personal data to third parties.
Can I cancel my Pro subscription at any time?
Yes, you have complete flexibility. You can cancel your Pro subscription at any time directly from your account settings with just a few clicks. There are no long-term contracts or cancellation fees. Your access will continue until the end of your current billing period, after which your account will revert to the free Starter plan. You won't lose your historical data, and you can choose to re-subscribe whenever you're ready.
What makes Momentum different from other budgeting apps?
While many apps focus only on tracking expenses, Momentum integrates education and action. We don't just show you where your money went; we teach you the principles behind sound financial decisions. Our platform combines powerful tracking tools with a comprehensive library of expert-led courses and actionable goal-setting features. Our focus is on empowering you with lasting knowledge and habits, not just providing data. We aim to be your partner in financial growth.
Do I need to be a financial expert to use the platform?
Not at all! Momentum is designed for everyone, regardless of your starting point. We break down complex financial topics into easy-to-understand concepts and provide a user-friendly interface. Our courses are structured for beginners and progressively build your knowledge. Whether you're just starting to manage your money or looking to optimize an existing strategy, our platform provides the tools and guidance you need to succeed at your own pace.
Can I use Momentum for my small business finances?
Our platform is primarily designed for personal finance management. However, many freelancers and sole proprietors find our expense tracking and budgeting tools very effective for managing their business's cash flow. For more complex business needs or dedicated team features, we recommend exploring our 'For Business' plan, which includes tailored workshops and resources for your organization. Contact our sales team for more information on how we can support your business.
How are the courses structured?
Our courses are designed for busy people. They consist of short, focused video lessons, interactive quizzes, and downloadable worksheets that you can complete at your own pace. Each course is broken down into modules, allowing you to learn a new concept in 10-15 minutes. You can access the material anytime, anywhere, on any device. This flexible structure allows you to fit learning into your life, not the other way around, ensuring you can consistently make progress.