Privacy Policy

Welcome to Momentum Financial Literacy Corp. ("Momentum", "we", "us", or "our"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services (collectively, the "Services"). Please read this policy carefully. By using our Services, you agree to the collection and use of information in accordance with this policy.

2. Data Controller

The data controller for the information you provide or that is collected by Momentum is: Momentum Financial Literacy Corp., 180 Bloor St W, Toronto, ON M5S 2V6, Canada. Email: privacy@momentumfinance.ca.

3. Information We Collect

We may collect personally identifiable information, such as your name, email address, and financial information that you voluntarily provide to us. When you connect your financial accounts, we collect transaction data, account balances, and other information from those accounts through a secure third-party service provider. We do not store your bank login credentials. We also collect non-personal information, such as browser type, operating system, and usage details through automated technologies like cookies.

4. How We Use Your Information

We use the information we collect to:

- Provide, operate, and maintain our Services.

- Improve, personalize, and expand our Services.

- Understand and analyze how you use our Services.

- Develop new products, services, features, and functionality.

- Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Services, and for marketing and promotional purposes.

- Process your transactions.

- Find and prevent fraud.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your information with third-party vendors and service providers that perform services for us, such as data aggregation, hosting, and analytics. These third parties are obligated to protect your data and are not permitted to use it for their own purposes. We may also disclose your information if required by law or in response to valid requests by public authorities.

6. Your Data Protection Rights (GDPR & PIPEDA)

As a user, you have certain rights regarding your personal data. These include:

- The right to access: You have the right to request copies of your personal data.

- The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.

- The right to erasure: You have the right to request that we erase your personal data, under certain conditions.

- The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.

- The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.

To exercise any of these rights, please contact us at privacy@momentumfinance.ca.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.